![]() “He’s got a good head on his shoulders, he really understands risk, he’s got quite an entrepreneurial spirit,” McPhee says. N Aussie Home Loans is using mortgage fulfilment technology developed by Tic:Toc for its digital home loan offering announced last year Over 2000 Brands. A keen surfer, he has been married to Vicki for almost 30 years, and has two young adult daughters.Īfter training as an economist, Baum got a taste of the risks in banking as a graduate, when he joined the State Bank of South Australia the same year it collapsed.įormer ME Bank chief executive Jamie McPhee, a friend and former colleague who is also from Adelaide, has known Baum for at least 20 years. The fintech expects to be profitable this financial year, and Baum says it is eyeing a sharemarket float in the next two to three years.īorn and bred in Adelaide, Baum launched Tic:Toc after a career that included stints in investment banking in London, as an executive at Adelaide Bank, and at a fintech called ThinkSmart. The company is also notable for the financial institutions it counts as shareholders, including Bendigo and Adelaide Bank, Insurance Australia Group, Genworth Mortgage Insurance, alongside Baum and the management team. “That very efficient factory could be used by multiple players to distribute home loans.” Please let me know if there is anything else I can assist with.“Tic:Toc is a very efficient factory,” he says. If you're in a fixed-term contract with your current lender, it may be a good idea to speak with them about any break costs you may be charged by them.įor more information about how we value properties, see here: To discharge from your current home loan, we'll provide you with a discharge form which we submit on your behalf. We also deal with the whole refinance process. Tic:Toc is the best of how business used to be, combined with how it will be tomorrow. You can find a more detailed breakdown here: Read moreĭuring settlement, you may be subject to other, third-party costs (like government stamp duty, or our digital conveyancer's fee). You can withdraw your application before it settles and you won't be charged a cent by us. Please let me know if you have any other questions. And even if your rates are a fraction higher than the new headline rate, you will still be saving thousands compared to the average loan. The good news is, all of our rates are seriously good because of our tech-driven proposition. When there’s an RBA cash rate cut and our funder’s costs ease, they may be able to pass on the cut which means all our customers will receive the same discount off their rate – new and existing. And some existing customers will be better off. It means our funder has been able to give us a better price at that specific time.Īt some point, our funder may actually increase the price they’ve agreed with us, which means the rates offered to new customers will go up. So, having a lower rate for new customers doesn’t mean we’re making more money off our loyal customers to pay for the discount – because we don’t believe in that. And not all offers are linked to cash rate movements. ![]() It doesn’t change the price we secured for your loan. When we have a new variable rate offer for new customers, it means we’ve been able to lock in a lower price with our funder. Tic:Toc home loan rates from 3.59 Finder This Australian fintech lender offers competitive mortgages and a fast online application process. Think of it like this – when you get a Tic:Toc loan, we’ve locked in a ‘price’ with our funder (Bendigo and Adelaide Bank) at a point in time, which is reflected in your interest rate. ![]()
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![]() ![]() ![]() There's nothing i can do to hide the evidence, the achievements are right there on my profile. The sad reality is that i still bloody completed Star Ocean 4. Special shout-out though to Kitty Girl McChuckleTits and her unique comedy stylings that made me yearn for a reality in which she dies a slow, agonising death by fire in some bizarre plot twist. I mean the entire cast is actual shit tier but Lymle is just several magnitudes of pure shit below even Edgelord Maverick and whatever the rest of those shower of cunts are called. Honestly i think the only redeeming thing that could ever be gained from the creation of She Who Shall Not Be Named is the potential hilarity of saying lines like "I'd fuck me, 'kay" and "Put the lotion in the fucking basket! 'Kay" in that horrible voice that could only be described as "Babby's first Xanax overdose to try to counter being stuck in a K-hole". Like Buffalo Bill from Silence of the Lambs. #Star ocean the last hope edge movieThen i would re-enact famous game and movie scenes with her voice. If i ever started up a gaming podcast i would dedicate one of these 60 minute odd episodes to just shitting on Lymle for the entirety of its duration. I could write a whole essay on Lymle and how this dumpster fire of a character inspires the kind of rage and loathing that i don't think i have ever experienced for any other character in gaming, or any media in general but honestly OP summed it up beautifully: Fuck Lymle. Star Ocean 4 is what happens when anime is allowed to run rampant. Though I ultimately think the Star Ocean series’ combat is clunky at best and if the series wasn’t dead there’d be a lot of revamping to do bc it doesn’t really have anything other than a sci-fi setting (and 4 is the only one that doesn’t feel like a bait-and-switch) It’s a shame because I love the presentation of the game (even the “uncanny bobblehead” look). Generic hero, zero charm, and an annoying mid-game arc to boot. ![]() There is a 99.999% possibility that I am currently speaking” shtick got old very fastĪnd then there’s Edge. Edge, there is a 96.74838292% possibility that my gluteus maximus is currently attached to my rear and my body is functioning normally. Has scenes where she slaps main characterīasically whole life revolves around Edge it’s really patheticĪnd also is extremely annoying with a high pitched and non-convincing “meow”īacchus is charming at first but his “Mr. Obsessed w main character who is childhood friend I tried to see her as endearing but I can’t. It’s bad enough that cutscenes are awkward, slow, almost always at least 15 mins long, and lacking background music, but my god these characters. #Star ocean the last hope edge Ps4I have it on my ps4 so I decided to continue my playthrough (originally played and beat it on 360 in 2009) ![]() ![]() ![]() One of the many great things about Desmos is their clear commitment to working with classroom teachers. DESMOS GRAPHING ACTIVITIES SERIESThere are also marbleslides activities for other types of functions.Ī great place to start with Desmos activities is to use any of the “bundles.” Each bundle has a series of activities that are designed to take students from an investigatory stage through to concept mastery and application. There are a series of levels that become increasingly difficult, the later levels requiring students to use restricted domains and multiple lines. is an online graphing system that students can use. While currently viewed as being a vital part of the classroom, graphing. DESMOS GRAPHING ACTIVITIES HOW TOThe game gives immediate feedback to students, allowing them to adjust their lines until they are successful. Desmos can be two different resources for a teacher. by guiding them in how to develop Desmos lessons using Desmos Activity Builder. The activity is best conducted as both an introduction for students to Desmos online graphing calculator as well as an assignment that involves operations like simplifying, multiplying, and dividing rational expressions. Students write equations for lines with the goal of having the marbles slide down their line through a series of stars. Marbleslides takes the old “Green Globs” game to a whole new level. There are also polygraph activities for other types of functions as well as geometric shapes. Once the students have played a few rounds, part 2 is a follow-up activity that focuses their attention on the importance of using precise language to describe the linear functions. Polygraph is similar to the children’s game “Guess Who.” One student picks a line, and their partner asks questions to try to guess which line was chosen. Polygraph: Lines and the follow-up Polygraph: Lines, Part 2. They can even be used as a formative assessment at the end of a unit. You can either create an activity from scratch or take an existing activity and tweak it to make it just right for your particular students.Īctivities are more than just online worksheets - they are designed to promote inquiry, allow students to make discoveries, and help gain a deeper understanding of a concept. And if you can’t find exactly what you’re looking for in the activities, Desmos lets you create your own through their Activity Builder. But click on the “Classroom Activities” (or go directly to them through ), and you’ll find a plethora of amazing activities that you can use in classrooms from elementary to high school and beyond. It's a great way to show transformations of functions to students virtually or in-person. DESMOS GRAPHING ACTIVITIES FREEIf you visit, you will find a user-friendly and completely free online graphing calculator. This is an exploration activity which utilizes, a free online graphing calculator, to allow students to explore the different transformations of functions. ![]() ![]()
Check out our Backuptrans related stores, or visit our homepage to search our database of thousands of coupon codes. If you are looking for more than just Backuptrans coupon codes, here at we provide coupons and discounts for thousands of other popular brands and retailers. Now that you know how easy it is to save at Backuptrans with our promo and coupon codes, bookmark and always check us out before you checkout. The team save our visitors thousands of Ringgit every month, many of which never knew Backuptrans discount codes were available until visiting our site. Thats because the WhatsApp data on Android is backed up to Google Drive. When shopping online for Backuptrans, it is a good idea to always visit us here at before you finish your order. When switching from an Android to iPhone, you cant transfer WhatsApp data directly. This includes checking the Backuptrans social accounts like Facebook, Twitter and Instagram, visiting blogs and forums related to Backuptrans, and even checking other top deal sites for the latest Backuptrans coupon codes. When you visit you can rest assured that our team has searched high and low to find all available Backuptrans deals. We hope that one of our 9 Backuptrans coupons and offers for September 2022 help you save money on your next purchase. Thank you for visiting on your hunt for Backuptrans coupon and discount codes and other money-saving offers. Your original license code is still valid for the update version. You can click “Check for updates” in Tools menu to check and get the update version from their website. You can always get a normal update version of the software for free. #BACKUPTRANS IPHONE KIK TRANSFER REGISTRED FOR FREE#If I purchase your software, can I upgrade it for free in the future and how to apply the upgrade? ![]() Please write to them at and please enclose your order related information (such as Order ID, E-mail address and the name you used when you purchased, etc.) which will enable them to find your order in their database in time. You can retrieve MMS messages with Backuptrans Android Whatsapp To Iphone Transfer, pictures, videos, images, and text on other iPhone Android devices. I lost my license code, can you send it again? But in most cases, you’ll get their response in a few hours or immediately. Generally, they will reply to you within 24 hours except for weekends or holidays due to the time difference. How long will it take to get your supporting response? * Backup selected iPhone Contacts to computer #BACKUPTRANS IPHONE KIK TRANSFER REGISTRED INSTALL#* Install the software on computer and run it How to backup iPhone contacts to computer? * Run the software on Mac then connect iPhone ![]() Yes, Backuptrans service is available worldwide. Is Backuptrans service available worldwide? Backuptrans accepts all major Debit/Credit Cards and PayPal. ![]() ![]() ![]() Sexual never have i ever questions full#It’s all exciting, full of adventures and whatnot. Now that you are 18, you are at the peak of enjoying your teenage life. I am sure you are having fun, right? But, but, but. Never have I ever used a fake id to enter into a club.Never have I ever embarrassed myself in front of the whole school.Never have I ever blown someone else candles on their birthday.Never have I ever got puked on my cousin.Never have I ever gone on a blind date with my cousin.Never have I ever practiced kissing on a pillow or a mirror.Never have I ever gotten drunk at a party.Never have I ever forgotten to wear my underwear.Never have I ever tripped on my shoelaces.Never have I ever eaten chewing gum that was more than 6 months old.Never have I ever watched the same show 5 times.Never have I ever joined the sports team.Never have I ever told a family relative was dead just to get holidays from school.Never have I ever forgotten brushing my teeth for 3 days.Never have I ever skipped classes and got caught.Never have I ever written my name on the bench.Never have I ever lied to my parents about my exams.Never have I ever told a really bad joke.That means you must have a lot of amazing experiences and now is the time to spill it all out.ĭon’t worry, I am not going into all the details, I just want to know the funny experiences you had. When you start growing up, you see so many new things. Never have I ever questions funny teenage Never have I ever been caught while cheating on a test.Īww, aren’t they just cute? But it does not stop here….Never have I ever got excited for my birthday.Never have I ever gone on a trip with my parents.Never have I ever played hide and seek.Never have I ever got scared when the lights were out.Never have I ever laughed so much that it hurt my stomach.Never have I ever brought my toy to school.Never have I ever played video games for 24 hours straight.Never have I ever spilled my drink on me.Never have I ever stolen candy from my mother.Never have I ever thrown away my lunch.ever have I ever stolen someone else’s lunch box.Never have I ever missed school saying I am sick.I bet you won’t stop being charmed by their little giggles and smiles throughout the game. So, this time I have brought a kid-friendly version of the never have I ever which is going to be absolutely loved by kids. But it does not have to be a drinking game. All they want to do is act like adults, and also play “adult” games. I know how difficult it is to handle kids these days. Over to you… Never have I ever questions for kids funny ![]() ![]() ![]() The following companies are our partners in Cloud Storage: Carbonite, Box, and BuyerZone. All other trademarks are the property of their respective owners.To that end, you should know that many advertisers pay us a fee if you purchase products after clicking links or calling phone numbers on our website. More information can be found at Mozy, MozyPro and MozyEnterprise are registered trademarks and Mozy Platinum is a trademark of Decho Corporation. Mozy was acquired by EMC Corporation in 2007 and operates as part of Decho Corporation, an EMC company. Mozy is the world's most trusted provider of data access and backup for consumers and businesses, with more than three million customers, including 80,000 business customers and more than 90 petabytes of information stored at its multiple data centers around the globe. Our partners told us what tools they needed to be successful, and ever since we've been focused on delivering a world-class channel program."Ĭomplete information about the Mozy Reseller Program and the enhancements announced earlier in 2012 are available at. And we have our trusted partners to thank for much of that growth. "Seven years ago when Mozy was founded, our mission was to 'back up the world,'" said Gamble, "We're now covering everything from home computers to mission-critical servers and workstations, and Mozy backup is in use at SMBs, mid-market companies and large enterprises. ![]() #Mozypro cloud based server fullJust as alarming, a full 96% of all business workstations are not being backed up (Contingency Planning and Strategic Research Corporation). The opportunity and need for technology resellers to include value-added online data access and backup services in their portfolios has never been greater.Īccording to oft-quoted research from DTI/Price Waterhouse Coopers, 7 out of 10 small firms that experience a major data loss go out of business within a year. We now have over 400 active clients on Mozy, backing up multiple terabytes of data. Since then we've been able to get to know their people and watch Mozy constantly improve the product and the reseller program over time. Those things were the most important to us. "What we found right off the bat was that the Mozy pricing was right, the product worked well, and it had the best feature set when it comes to server backup. "Before we became a Mozy reseller we went through several of the online backup competitors and reviewed their products," said Dan Winterhalter at Infitech LLC ( a managed service provider (MSP) based in West Chester, OH. ![]() We're here at MSPWorld talking to MSPs about how they can introduce recurring revenue streams into their business by reselling Mozy's industry leading suite of world-class cloud services." "Since we rolled out our all-new reseller portal and new pricing for MozyPro and MozyEnterprise earlier in the year, the feedback from our resellers has been tremendous. "We've never been more focused as a company on selling Mozy through the channel than we are right now," said Darrell Gamble, Director of Channel Sales at Mozy, recognized as a CRN Channel Chief for 2012. Increasing demand from small-to-midsize businesses (SMBs) for professional-grade online data backup and access solutions has resulted in the doubling of Mozy's channel business the past three years and rapid growth in new markets including Europe and Asia. New channel-friendly pricing for MozyPro ® and MozyEnterprise ® Lead sharing for Mozy Platinum™ resellers New lead management tools (including opportunity registration) to help resellers grow their businesses with Mozy The debut of fully customizable, co-branded marketing and sales materials AUSTIN, Texas, Oct. 3, 2012 /PRNewswire/ - MSP WORLD - Mozy ®, the world's most trusted provider of data access and backup for consumers and businesses, today at MSPWorld is showcasing significant enhancements to its Mozy Reseller Program in 2012 including:Ī revamped Reseller Program and portal 2.0 in the U.S. ![]() ![]() ![]()
not only that, she visited patients in the clinic regularly and even comforted them through their sickness.Ceaseless Watcher Turn Your Gaze Upon This Wretched Thing HoodieĬeaseless Watcher Turn Your Gaze Upon This Wretched Thing Hoodie from #CEASELESS WATCHER TURN YOUR GAZE SKIN#She also fought public hysteria by hugging and shaking bare hands with aids patients, at a time when aids was thought to be spread by skin to skin contact. in 1987, at the height of the epidemic, she opened the first specialist clinic dedicated to treating aids patients (the first clinic of it’s kind in the uk). yes, she died young.īut the reason why queer people love her is because she used her privilege during the aids crisis to advocate for sick queer men, when very few others would - much less someone of her status.ĭiana spent years advocating for the health and care of queer people with hiv/aids. tma the magnus archives alec.txt tma spoilers tma s5 tma s5 spoilers mag 166 mag 167 im really tired of people hatin on martin on my timeline and dash like what he said wasnt the best sure but not every human is perfect and says the right things all the time just cause someone misinterprets what a character is saying doesnt mean you can hate on themīegging queer kids to read up on princess diana’s involvement with the community. Maybe it wasn’t the best response he could have had, sure. ![]() He’s scared and he doesn’t know exactly what to do. #CEASELESS WATCHER TURN YOUR GAZE HOW TO#Therefore, I believe Martin doesn’t deserve any backlash for not knowing how to properly react to an insane situation. He’s made these characters extremely humane and deep, stuck heavily in the scale from black to white. ![]() Jonny’s writing is brilliant in that he looks at the moral implications of everything. Or, almost, because Jon would still be dead. He wants all of his friends to be okay, and he sees now that he could have had that. It’s so hard to hear that all your problems could have been solved if someone had just made a sacrifice. Martin has basically just been told that, had Jon ended his life anywhere in season 3 or 4, the various people in his life would have not had to go through the struggles and hardships that they did. #CEASELESS WATCHER TURN YOUR GAZE FREE#Martin has gone through enough shit being associated with the Magnus Institute to give himself the right to step away from it, especially in the state the pair are in.įinally, people are insinuating that Martin wanted Jon to kill himself in order to free the Archival assistants. In 167, he was obviously uncomfortable after Jon had said the whole statement (also not Jon’s fault, he can’t control himself once he starts to speak). Martin not wanting to hear Jon’s statements is also a valid place to put his foot down. ![]() He completely shut her down immediately, something he wouldn’t have done if he really was out to get Jon. Martin wouldn’t have acted towards Anabelle Cain in 166 the way he did when Jon could not have heard or Known about him considering he was delivering a statement. If Martin is being controlled by the Web (a popular theory), it’s not his fault. Manipulation is done intentionally by the manipulator in order to get what they want out of their victim. I’ve seen enough Martin slander and people not understanding the situation so I just wanna get this off my chest ![]() ![]() Nearly Colourless (G, H, I, J): This colour. To check shipping costs or for any other queries, please contact us. Diamond Colour Grades: A Quick Guide Colourless Diamonds (D, E, F): D is the highest colour grade for a diamond. FREE Shippingĭepending on where you live, we offer free shipping to most destinations. The color and clarity of a diamond are two key factors to consider when choosing your perfect engagement ring. Naturally occurring diamond colors include gray, white, blue, yellow, orange, red, green, olive, pink, purple, brown, and black. DIAMOND COLORGUIDE SERIESYou can learn more about our returns policy here. The diamond color indicates the absence or presence of other chemical elements that could give the stone a series of yellow shades. Depending on the coloration, intensity, and hue of a diamond, color can either detract or enhance its value. DIAMOND COLORGUIDE FULLWhich is why, in uncertain times like these, we are extending our returns period to 60 day returns - meaning if for any reason, you are unhappy with your order, you have longer to exchange it or return it for a full refund. We want you to be confident in placing an order with us, and we understand that sometimes you may change your mind. Side-Seam, Bio-Polish Finish, Lycra Collar and Black Satin or 'Tear-Away' label. If you would like to take advantage of this service, select the option during checkout or speak to one of our advisors. Features Industries first MAX Weight 9 OZ. Even the slightest change in diamond color can affect the quality and value of a diamond. NEW Click and CollectĪlong with our home delivery service, we now offer a free click and collect service from your nearest store. It means you can book a time slot with one of our jewellery experts and speak to them 1-1 from the comfort of your own home. We know sometimes you need to speak to someone face-to-face, which is why we now offer video appointments online. ![]() Diamond: Is a white shimmer highlighter to use anywhere you would like to highlight, use it on your cheekbones cupids bow, eyes or as a body luster The Luminous Collection. If you need any information on delivery timescales, please don’t hesitate to get in touch. 18.00 30.00 You Save 40 ( 12.00) Add to Cart. So if you are looking for a lab-grown diamond engagement ring, our mission is to handcraft your jewellery piece and deliver it safely and securely to your door. We are operating as usual and committed to providing you with the best service and most beautiful, ethically crafted jewellery. However, we would like to reassure you that we are still open as usual online and available on live chat, over the phone, through email and via our new video appointment service, to help you 7 days a week. In light of the Government's recent announcement, our stores are temporarily closed. ![]() ![]() ![]()
If the forgot password doesn’t work out, please contact the site administrator for further assistance.If all the above checks out and you are still unable to login to Delta Dental Of California Toolkit Portal at, then you may have to use the forgot password feature.Make sure you are not using a VPN as some sites frown at that and thus prevent login or access to their portal. ![]()
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